Document AI in Loan Production and Servicing: Identifying and Addressing the Legal and Regulatory Risks

Ms. Bartosch’s practice encompasses a broad range of real estate finance, structured finance and investment matters. Her expertise includes the purchase, sale, financing and servicing of single-family rental portfolios, residential mortgage loans, bridge loans, mortgage servicing rights and other types of commercial and consumer-facing products related to residential properties, with a particular focus on securitizations. In addition, she advises clients on construction lending and lease financing. Ms. Bartosch advises clients on the incorporation and use of blockchain in the origination, purchase, sale, servicing and financing of financial assets. She also advises clients on the lending of cryptocurrencies and digital assets, as well as lending secured by cryptocurrencies and digital assets. 

Mr. Steffen practices at the intersection of law, banking, and innovation. Focusing on bank-fintech partnerships, regulatory, and licensing matters, and commercial contracting, he helps bank and fintech clients de-risk the future of financial services. Clients seek out Mr. Steffen for help with managing and negotiating partnerships (Fintech and BaaS), payments issues (real time, wires, ACH, card networks, BIN sponsorship), digital asset matters, and other technology-focused concerns (financial privacy, AI and machine learning, and data analytics and usage). He helps scores of bank and fintech clients identify and evaluate prospective partners, negotiate program management and partnership agreements, obtain regulatory approval for BaaS and other strategic endeavors, and manage ongoing partnerships. In the last few years alone, he has helped clients launch products and services including credit, debit and prepaid cards, payment processing, real-time and faster payments services, commercial and consumer loans, digital asset custody, and investment products. A cited authority on digital currency, lending and Fintech issues, his notable accomplishments in the field include creating a Financial and Emerging Technologies course that he teaches at Northwestern University Pritzker School of Law, founding the Fintech practice at two AmLaw200 firms, and organizing the first legal-themed digital currencies conference, the Block (Legal) Tech Conference.