Insurance SIRs and Deductibles: Impact on Satisfaction of SIRs, Policy Limits, Duty to Defend, and Additional Insureds

Mr. Friedman provides corporate insurance counseling to companies in Florida, the Caribbean, New York, and other U.S. and foreign jurisdictions. He also advised the State of Florida on insurance policy issues. He writes extensively about insurance coverage for many publications, including National Underwriter, Business Insurance, Risk & Insurance, South Florida Business Journal, and Harvard Law Record.

Mr. Guardaro is the leader of the Firm’s Appellate and Complex Litigation Department and has broad experience in appellate practice, insurance coverage, tort defense work (including Labor law, medical and legal professional liability, product liability), land use, condemnation, commercial tenancy disputes, municipal law, municipal code drafting, municipal zoning and planning practices and insurance policy drafting. He has a proven track record in successfully managing complex projects and outcomes through advanced creative legal solutions in commercial and personal line defenses. Mr. Guardaro is active in trial monitoring programs throughout the nation where he works with local counsel to defend and resolve complex cases.

Mr. Pedro joined Axon Underwriting in August 2023 as In-House Counsel. He has practiced law for over 20 years focusing on a diverse insurance coverage counseling and litigation practice. Mr. Pedro's practice has encompassed a wide range of complex coverage matters, including commercial general liability, directors and officers, errors and omissions, cyber and data loss, professional liability, employment practices, and first-party property. Throughout his career, he has litigated construction accidents, transportation, subrogation, products liability, premises liability, copyright, and other civil litigation matters.