Insurer's Duty to Settle for Policy Limits When Defending Non-Covered Claims Under Reservation of Rights

Mr. Godes regularly represents clients facing insurance coverage issues arising out of ransomware, business email compromise, cybersecurity, data breach, cyberattack, privacy and other technology-related claims. He focused on insurance coverage for cybersecurity and privacy risks in 2008, allowing him to join his long-standing interest in technology with a new area of insurance. Since that time, Mr. Godes has litigated some of the few court cases regarding the scope of coverage available under cyber insurance policies, as well as coverage under other insurance policies for losses due to cyberattacks, privacy events, and wire and computer frauds.

Mr. Retter focuses his practice on advising insurance carriers regarding coverage. He is a member of the North American FIDO/Professional Liability Practice Group. Mr. Retter has a diverse range of experience representing clients through the litigation process and has significant experience in state, federal, and appellate courts. He has successfully resolved insurance disputes through litigation and mediation in cases involving professional liability, property damage, business income losses, general liability claims, and employment practices. Mr. Retter has also counselled insurers as monitoring counsel and is familiar with advising carriers on their rights and duties with regards to both primary and excess policies.