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  • videocam Live Online with Live Q&A
  • calendar_month January 6, 2026 @ 1:00 p.m. ET./10:00 a.m. PT
  • signal_cellular_alt Intermediate
  • card_travel Bankruptcy
  • schedule 90 minutes

Veteran Bankruptcies: Unique Debtor and Creditor Issues Under the HAVEN Act and SCRA

Early Bird Pricing!
MSRP
$297.00
$252.45
Save $44.55

Discount expires 11/24/25

This course is $0 with these passes:

CLE
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Description

Veterans and those on active duty are entitled to special treatment with respect to certain debt collection and consumer credit scenarios. Spouses, dependents of servicemembers, and some co-borrowers may also be entitled to the same protections under certain circumstances.

The SCRA addresses interest rates, motor vehicle repossession, mortgage foreclosure, illegal fees, auto lease termination, and cell phone contract termination. Violations of the SCRA create a private right of action for monetary damages and may precipitate the need to file bankruptcy.

The HAVEN Act excludes certain benefits paid to veterans or their family members from the definition of current monthly income (CMI) in the Bankruptcy Code, making it easier for them to file Chapter 7. But many other issues related to military service, such as security clearance, may be of concern.

Listen as our panel of renowned bankruptcy practitioners discusses what both debtor and creditor attorneys need to know about the special rights of veterans and active servicemembers related to debt collection, both in and outside bankruptcy.

Presented By

Ashley F. Morgan
Attorney and Founder
Ashley F. Morgan Law, PC

Ms. Morgan is a bankruptcy and debt attorney, nationally recognized consumer finance expert, and founder of Ashley F. Morgan Law, PC. Admitted to the Commonwealth of Virginia’s Bar, she is also licensed in the U.S. District Court, the U.S. Bankruptcy Court for the Eastern District of Virginia, and the U.S. Court of Appeals for the Fourth Circuit. Ms. Morgan has devoted the majority of her practice to representing both individuals and business debtors. She handles Chapter 7 and Chapter 13 filings, tax debt resolution, creditor negotiations, and non-bankruptcy alternatives. Ms. Morgan works closely with clients to preserve assets and minimize liability, while also preventing future issues. She is regularly quoted in national media about debt, bankruptcy, and consumer finance. Ms. Morgan's work and commentary have appeared in Fortune, U.S. News & World Report, HuffPost, Credit Karma, Newsweek, Yahoo Finance, Refinery29, and more. 

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Credit Information

  • This 90-minute webinar is eligible in most states for 1.5 CLE credits.


  • Live Online


    On Demand

Date + Time

  • event

    Tuesday, January 6, 2026

  • schedule

    1:00 p.m. ET./10:00 a.m. PT

I. Bankruptcy options overview

II. Key issues and concerns for debtors 

III. Rights under SCRA

IV. Rights under HAVEN

V. Creditor concerns and avoiding missteps

The panel will review these and other important issues:

  • What happens to VA and military benefits in bankruptcy?
  • How does bankruptcy affect security clearances and other privileges?
  • What is the effect of the SCRA, and how does it affect adjusting debts?
  • Must exempt benefits be disclosed in the schedules?
  • Can violations of the SCRA be addressed in bankruptcy? Are they property of the estate?
  • What if a retired service person files without taking advantage of the HAVEN Act? Can that be corrected?