Ethical Duties of Insurance Defense Counsel to Preserve Coverage

Mr. Rowe leads the investigation and evaluation of potential breaches of data security, such as those caused by ransomware, social engineering, or the compromise of business email accounts. He provides clients with the forensic and/or remediation services necessary to contain, analyze, investigate, and remediate the incident after the initial response has concluded. After the threat has been mitigated, Mr. Rowe helps clients with external communications and notifications by evaluating the client's obligations to consumers and regulators under applicable state, federal, and international laws and industry standards. He also takes the time to explain to his clients the steps and precautions needed to be taken in this unique area of the law. Mr Rowe was one of the earliest litigators to address privacy concerns in state and federal courts created by Illinois’ Biometric Information Privacy Act, or BIPA. He has also been called on to draft one of the earliest versions of cyber insurance policy form.  Mr. Rowe has helped clients in nearly every industry and at every level of government develop policies regarding privacy and data issues over the years.

Ms. Culver represents clients in insurance coverage matters. She provides guidance for coverage and bad faith disputes through each phase of the resolution, including pre-litigation coverage analysis, strategic discovery, motion practice, alternative dispute resolution, trial, and the appellate process. Ms. Culver is recognized by Chambers USA for Texas Insurance, as a Super Lawyer – Rising Star in Texas and Louisiana, and The Best Lawyers in America: Ones to Watch for Insurance. In 2022, she was elected to the Council for the Insurance Law Section of the State Bar of Texas and was elected as a Fellow of the American Bar Foundation.

Ms. Callantine is the head of the Firm's insurance coverage practice. Her practice is primarily concentrated on representing policyholders in coverage disputes, including litigation over alleged bad-faith claims handling. She also provides coverage advice and representation at appraisal hearings, and she assists brokers in responding to Department of Insurance complaints. She has extensive experience in property and casualty claims, ranging from personal lines homeowners and automobile policies to complex commercial lines policies. As a CPA, she is often asked to assist with claims and litigation involving complex business interruption losses or other complicated accounting issues.