BarbriSFCourseDetails
  • videocam Live Webinar with Live Q&A
  • calendar_month March 12, 2026 @ 1:00 p.m. ET./10:00 a.m. PT
  • signal_cellular_alt Intermediate
  • card_travel Insurance
  • schedule 90 minutes

Equine and Livestock Mortality Insurance Policies, Coverage Disputes, and Options to Avoid Disputes

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$252.45
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Discount expires 2/12/26

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CLE
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About the Course

Introduction

This CLE webinar will discuss equine and livestock insurance coverages, exclusions, and endorsements as well as the recurring coverage disputes involving these policies. Even the most seasoned practitioner may be surprised to find that these insurance policies are highly unique, and courts over the years have recognized this. For those who represent clients involved in these industries, this presentation will address useful and practical risk management options to help clients avoid disputes with their insurers. Speaker Julie I. Fershtman has handled a variety of legal matters in multiple states involving equine and livestock insurance coverage and policy language and has litigated equine insurance cases in State and Federal courts.

Description

This presentation will discuss common equine and livestock insurance policies, conditions, exclusions, and endorsements such as mortality, loss of use, major medical and surgical, and limited perils. Also to be addressed are recurring insurance coverage disputes that include conditions of “immediate notice,” “sound health,” and “proper care and attention” that are frequently included within these policies. Some of the exclusions that will be covered are pre-existing conditions, intentional destruction, and certain types of medication administration. Aside from a discussion of policy language and disputes, this presentation will discuss preventing disputes with insurers. 

Presented By

Julie I. Fershtman
Shareholder
Foster Swift Collins & Smith PC

Ms. Fershtman is a Shareholder with Foster Swift Collins & Smith, PC, in Michigan where she serves a nationwide clientele of businesses, insurers, associations, and horse owners on liability, contract, and insurance matters. Her practice also includes commercial litigation, insurance coverage, insurance defense, and appeals. Ms. Fershtman is a past President of State Bar of Michigan. Her litigation experience includes trying cases before juries in 4 states. Ms. Fershtman is listed in The Best Lawyers in America for Commercial Litigation and Insurance Law and has been listed in Michigan Super Lawyers, Michigan’s “Top 100 Lawyers” and “Top 50 Women Lawyers” for several years. The ABA-TIPS Section awarded her its “Excellence in the Advancement of Animal Law” Award. Ms. Fershtman's speaking engagements on Equine Law span 29 states. She has written over 400 published articles and 4 books on Equine Law. The ABA published her latest book in 2019, Equine Law and Horse Sense. Ms. Fershtman graduated from Emory College and Emory Law School.

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Credit Information

  • This 90-minute webinar is eligible in most states for 1.5 CLE credits.


  • Live Online


    On Demand

Date + Time

  • event

    Thursday, March 12, 2026

  • schedule

    1:00 p.m. ET./10:00 a.m. PT

I. Overview of equine and livestock insurance policies and coverages

II. Recurring equine and livestock mortality insurance coverage disputes

A. Disputes involving particular insurance policy conditions, responsibilities, and requirements

1. “immediate notice” and similar conditions

2. “sole ownership” condition

3. “sound health” condition

4. “proper care and attention” condition 

B. Value disputes (agreed value and actual cash value policies)

C. Disputes involving euthanasia/humane destruction of insured animals

D. Coverage extensions for conditions reported during policy term

III. Particular exclusions

A. Pre-existing, non-disclosed conditions

B. Intentional destruction

C. Mysterious disappearance

D. Medication administration, under certain circumstances

IV. Misrepresentation in the application 

V. Unique coverages and endorsements 

A. Loss of Use 

B. Major medical and surgical

C. Limited perils

VI. Risk management options to help clients avoid coverage disputes with insurers

Speaker Julie Fershtman will address these and other issues that will offer valuable insights to help counsel understand these policies and better protect their clients from disputes and litigation:

  • Why insurers sometimes deny claims, and how counsel can advise their clients proactively to avoid disputes with insurers.
  • Recurring issues involving equine and livestock insurance coverage.
  • Tips for counsel who draft contracts involving equine and livestock transactions, such as boarding, breeding, and lease agreements to include insurance in these contracts.