About the Course
Introduction
This CLE webinar will discuss first- and third-party claims that arise from the use or incorporation of generative AI into business processes or products. The panel will consider the types of losses that might occur, potential causes of action against users and developers, and the potential sources of insurance coverage under legacy policies, under specialty policies for AI or cyber, and the proliferation of AI exclusions.
Description
As some renowned commentators have noted, the "damage" occasioned by AI is not actually new, but AI systems are so complex and often involve so many different parties and interactions that determining how harm occurred and who is responsible is challenging. Risk is difficult to mitigate if users cannot fully understand how AI works and what could go wrong.
Generative AI can malfunction, leading to property damage, personal injury, or death. Content that AI creates can violate copyrights. False content or hallucinations can result in defamation, misrepresentation, or fraud claims. Data analysis and decision-making can give rise to claims of bias, bad faith, and breach of privacy.
Insurance covers losses caused by certain things or only if not caused by certain other things in which case the losses are excluded. Policyholders and insurers are grappling with how losses created in whole or in part by generative AI should be covered, and practitioners should understand this developing area.
Listen as our panel discusses coverage issues under legacy policies, under specialty policies for AI or cyber, and the proliferation of AI and other exclusions.
Presented By
Ms. Gallozzi has helped for-profit and nonprofit policyholders develop and execute efficient and practical insurance recovery strategies. As lead counsel, she has helped secure over half a billion dollars for high-value first-party losses and third-party liabilities. In addition to representing policyholders in insurance claims, Ms. Gallozzi also advises policyholders in placing and tailoring insurance coverages for unique risks, transferring risk in contracts and transactions, and preparing for and managing crises.
Ms. Mumford Myers represents corporate policyholders in complex, high-stakes insurance coverage disputes and litigation. She has helped policyholders recover from first-party losses and fund defense and settlement of third-party claims under a wide range of insurance policies, including property, cyber, general liability, Directors & Officers, and Errors & Omissions policies.
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This 90-minute webinar is eligible in most states for 1.5 CLE credits.
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Date + Time
- event
Tuesday, October 28, 2025
- schedule
1:00 p.m. ET./10:00 a.m. PT
I. Types of losses or claims
II. Coverage options under legacy policies
III. Coverage under specialty policies
IV. Emerging exclusions
The panel will consider these and other important issues:
- How are insurance policies adapting to AI risks?
- What exclusions or limitations in standard policies can leave AI losses uncovered?
- How are insurers defining AI?
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