Insurance Coverage for Generative AI Risks: Legacy, Cyber, and New Specialty Policies; Emerging Exclusions
Course Details
- smart_display Format
Live Online with Live Q&A
- signal_cellular_alt Difficulty Level
Intermediate
- work Practice Area
Insurance
- event Date
Tuesday, October 28, 2025
- schedule Time
1:00 p.m. ET./10:00 a.m. PT
- timer Program Length
90 minutes
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This 90-minute webinar is eligible in most states for 1.5 CLE credits.
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This CLE webinar will discuss first- and third-party claims that arise from the use or incorporation of generative AI into business processes or products. The panel will consider the types of losses that might occur, potential causes of action against users and developers, and the potential sources of insurance coverage under legacy policies, under specialty policies for AI or cyber, and the proliferation of AI exclusions.
Ms. Gallozzi has helped for-profit and nonprofit policyholders develop and execute efficient and practical insurance recovery strategies. As lead counsel, she has helped secure over half a billion dollars for high-value first-party losses and third-party liabilities. In addition to representing policyholders in insurance claims, Ms. Gallozzi also advises policyholders in placing and tailoring insurance coverages for unique risks, transferring risk in contracts and transactions, and preparing for and managing crises.
Mr. Meagher concentrates his practice on insurance coverage and complex commercial litigation in the energy, manufacturing, healthcare, financial services, and technology sectors. He has broad litigation and arbitration experience. In the insurance coverage area, Mr. Meagher represents corporate policyholders seeking coverage under many different types of insurance policies. In the commercial litigation area, he represents both plaintiffs and defendants in disputes arising out of a wide variety of commercial transactions. In addition to his core practice areas, Mr. Meagher represents pro bono clients seeking Protection From Abuse orders, and he has represented the Women’s Center and Shelter of Greater Pittsburgh. He is also Chair of the firm’s Artificial Intelligence Litigation Working Group and acts as Assistant General Counsel for the firm.
As some renowned commentators have noted, the "damage" occasioned by AI is not actually new, but AI systems are so complex and often involve so many different parties and interactions that determining how harm occurred and who is responsible is challenging. Risk is difficult to mitigate if users cannot fully understand how AI works and what could go wrong.
Generative AI can malfunction, leading to property damage, personal injury, or death. Content that AI creates can violate copyrights. False content or hallucinations can result in defamation, misrepresentation, or fraud claims. Data analysis and decision-making can give rise to claims of bias, bad faith, and breach of privacy.
Insurance covers losses caused by certain things or only if not caused by certain other things in which case the losses are excluded. Policyholders and insurers are grappling with how losses created in whole or in part by generative AI should be covered, and practitioners should understand this developing area.
Listen as our panel discusses coverage issues under legacy policies, under specialty policies for AI or cyber, and the proliferation of AI and other exclusions.
I. Types of losses or claims
II. Coverage options under legacy policies
III. Coverage under specialty policies
IV. Emerging exclusions
The panel will consider these and other important issues:
- How are insurance policies adapting to AI risks?
- What exclusions or limitations in standard policies can leave AI losses uncovered?
- How are insurers defining AI?
Related Courses
Insurance Coverage for Generative AI Risks: Legacy, Cyber, and New Specialty Policies; Emerging Exclusions
Tuesday, October 28, 2025
1:00 p.m. ET./10:00 a.m. PT