Number of Occurrences in Insurance Liability Claims: Maximizing Coverage or Limiting Liability Exposure

Identifying the number of occurrences is one of the most confusing and complex coverage issues. It is likely to be a central and determining factor in the amount of insurance proceeds available to the policyholder.

The occurrence issue has gained prominence in recent years as coverage litigation has become increasingly focused on indemnity issues, along with an erosion of underlying layers of coverage. Moreover, the trend in CGL policies for higher per occurrence self-insured retentions brings this issue to the forefront.

Our panelists will review and analyze recent litigation to provide a practical context for understanding the complexities of occurrence-based claims.

Listen as our authoritative panel of insurance practitioners demystifies the complexities surrounding the issue of occurrences in liability claims, reviews policyholder and insurer perspectives on resolving disputes, and outlines key case law developments.