BarbriSFCourseDetails

Course Details

This CLE course will offer trial strategies and best practices insurers can apply to neutralize an insured's use of "reptile" theory and tactics in first-party insurance litigation. The panel will also address what to do if the court overrules insurer challenges to reptile tactics and how to preserve the issues for appeal.

Faculty

Description

The reptile theory has become a mainstay among practitioners in the areas of personal injury and products liability. Increasingly, though, counsel for insureds are co-opting these tactics to maximize recovery in first-party insurance cases, especially with allegations of bad faith.

Critical to the strategy's success is an insured's counsel gaining essential admissions during the testimony of adjusters, investigators, and other witnesses handling a claim. Insurance practitioners must understand this strategy and thoroughly prepare each witness for "reptile" questions during depositions and trials. Defense attorneys must also equip insurance company witnesses with the necessary tools to respond to reptile tactics during the investigation/pre-discovery phase.

Listen as our panel of experienced insurance litigators discusses how reptile tactics are deployed in first-party insurance cases and provides critical insight into how to neutralize their impact.

Outline

  1. Overview of "reptile" theory
    1. Generally
    2. First-party insurance cases
  2. Anticipating and preparing for the reptile theory
  3. Preventing the foundations for reptile arguments during depositions
  4. Disarming reptile themes and testimony at trial
  5. Practical considerations

Benefits

The panel will review these and other relevant issues:

  • How does the application of reptile theory differ in first-party insurance cases?
  • What preemptive steps can insurers and their counsel take to combat reptile tactics?
  • What impact has the reptile theory had on insured's recoveries in first-party insurance cases?