Structuring Financial Covenants in Loan Documents: Purposes, Types, Definitions, and Uses

Ms. Cargill advises corporate borrowers, private equity funds, banks, private debt funds and other financial institutions on a broad range of domestic and international financing matters. Her work includes acquisition and investment financing, asset-based lending, specialty finance, direct lending, fund finance and debt restructurings. Ms. Cargill handles single and multiple borrower deals, as well as single-lender, agented and syndicated arrangements across a range of commercial industries. Financial Institutions, corporate borrowers and private equity sponsors turn to her for guidance on both secured and unsecured transactions. 

Mr. English represents private debt funds, business development companies, and other institutional investors in domestic and cross-border financings. He advises lenders in various transaction types including unitranches, first lien/second lien transactions, mezzanine investments, and debtor-in-possession financings. Mr. English specializes in transactions in a diverse range of industries including software, healthcare, and energy, and involve new money originations, out-of-court restructurings, and bankruptcies.