Time-Limited Demands for Policy Limits: Avoiding Bad Faith Claims When Evaluating and Responding on Limited Information

Mr. Bertschi focuses his practice on insurance coverage, professional liability defense and data breach response. He represents insurance companies in litigating coverage disputes, including the institution of declaratory judgment actions and actions to rescind insurance policies, the defense of breach of contract actions and actions in which the insured alleges bad faith or extra-contractual damages, and actions between insurance companies to resolve allocation and relative priority issues. He also advises insurance companies on all aspects of the claims-resolution process, including the provision of coverage opinions, advice on the allocation of indemnity payments, strategies to minimize the risk of bad faith suits and suits to collect consent judgments, and advice as monitoring counsel.

Ms. Hudgins represents corporate policyholders in high-value insurance disputes and complex claims, litigating in state and federal courts across the country, including U.S. territories. She is known for balancing litigation strategy with pre-suit resolutions. Ms. Hudgins is also an active thought leader, frequently presenting at industry conferences and authoring chapters and articles for business and insurance publications. She works on a wide variety of claims, including property, business interruption, commercial general liability (CGL), pollution legal liability (PLL), builder’s risk, D&O, E&O, professional liability, employment practices liability (EPLI), cyber, crime, fidelity, and other specialized insurance products. Ms. Hudgins also has experience in catastrophic injury claims, property damage disputes, C-suite subpoenas and investigations, art provenance issues, and trade credit claims.