About the Course
Introduction
This CLE webinar will provide attendees with a review of key issues in and the evolution of additional insured (AI) coverage under commercial general liability policies, the interplay between contractual indemnification and AI coverage, and best practices to maximize AI coverage and for insurers to minimize exposure.
Description
AI coverage is commonly used by parties in construction contracts to allocate and transfer risk. Parties seeking to be named as an AI desire the broadest form of coverage available and wish to avoid surprises once a claim is made against them.
Understanding the relationship between contractual indemnification and AI status is key to maximizing coverage and recovery. For example, insurers are typically required to defend and indemnify an additional insured under AI coverage, but the express requirement to defend an insured's contractual indemnitee may not be required.
Listen as our authoritative panel discusses the use of AI coverage and contractual indemnification clauses to allocate risk in construction contracts effectively and offers tips on best practices for both contractors and insurers.
Presented By
Mr. Bobotek guides clients through all phases of development and construction of commercial properties, including preparation, review and negotiation of development, design, construction, design-build, and related agreements. He also counsels clients in analyzing insurance coverage claims, formulating risk management strategies, and developing contractual insurance requirements. Mr. Bobotek has secured many favorable outcomes for commercial policyholders on CGL, builder’s risk, commercial property, business interruption, E&O, cyber, professional liability, D&O, pollution, fidelity and other claims.
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This 90-minute webinar is eligible in most states for 1.5 CLE credits.
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Date + Time
- event
Thursday, October 22, 2026
- schedule
1:00 PM ET/10:00 AM PT
I. Overview of additional insured status
A. Policy language and evolution of additional insured forms
B. Endorsements vs. certificate of insurance
C. Additional insured vs. additional named insured
D. Scope of coverage
II. The interplay between contractual indemnity and additional insured coverage
A. Contractual indemnification
B. Contractual insurance requirements
III. Best practices for insurers to minimize exposure for AI coverage and contractual indemnity
The panel will review these and other key issues:
- How can counsel ensure that contractually required AI coverage is satisfied by the named insured's policy?
- Why is the mere possession of a certificate of insurance often inadequate protection for the party seeking AI status?
- What are the challenges and pitfalls in drafting indemnification provisions for construction contracts?
- How do the insurer's duties and obligations vary concerning AI coverage versus contractual indemnification?
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